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Financial Institutions Case Discussion Assignment The failure of Superior Bank FSB can be attributed to irresponsible business practices of business owners, the directors of the company, and regulators. They failed to exercise their oversight authority when the firm started making a wrong turn. It is important to look at the...
Executive Summary Conducting market research constitutes an important aspect that existing and potential investors should undertake in determining the likelihood of generating the desired return from their current and potential investments in different stocks. The financial analysis report is one of the core sources that investors can obtain such information....
Superior Bank was one of the promising businesses in the thrift industry. It had all the potential to become one of the best banks in the nation. The continuing scrutiny and investigation would unearth some of those pending issues. The Savings Association Insurance Fund was one of the regulators of...
Why the government requires so much information from not-for-profit organizations Not-for-profit or non-profit making organizations are independent entities that operate with the aim of delivering vital services to targeted communities. The main sources of funding for non-profit organizations are charities and donations from well-wishers. Although non-profit organizations are largely expected...
A stock dividend denotes compensation made by an organization in terms of added shares, instead of cash payment. Organizations might choose to share out stock dividends to shareholders when the availability of liquid cash is in limited supply. The allocations are normally established with the aid of portions recompensed for...
Repatriated profits tax Repatriated income tax is a deduction made at home for income earned in foreign countries. Income earned abroad by subsidiaries of the United States’ multinational corporations is taxed based on the difference by which the tax rate in the U.S. exceeds that of the foreign country. Marr...
Introduction Globalization has caused drastic environmental, political, social, economic, and cultural changes, which are attributed to various human activities. The political, social, and economic structures of the modern society have led to various implications that have resulted in incompatibilities that created conflicts. Consequently, the conflicts tend to create environments that...
A business plan and marketing plan are tools used for financing the company by clearly explaining the sources of funding. Both the business plan and commercialization plan give a sense of direction of the enterprise. A marketing plan is very particular as it concerns the general organization’s efforts about marketing...
Profitability denotes the state or situation of yielding a monetary profit or benefit. It is the fundamental objective of every business undertaking. Devoid of profitability, business ventures will not endure for a long time. Thus, evaluating the present and past success and planning future profitability is extremely essential. Boosting profitability...
Payback period The payback period gives information the duration of time it will take the management to recover the initial investment. Based on the payback period criterion, Epoxy resin will be selected because it has a shorter payback period. However, Tim should not rely on this criterion because it does...
Trial balance In the trial balance, all the ledger account balances at the end of the accounting period are listed. The key role of the trial balance is to ascertain if the transactions are properly posted in the various ledger accounts. If the debit and the credit balance of the...
Introduction The comparative horizontal analysis will be used to analyze the Accounts of General Electric’s Company. This technique requires at least two consecutive periods of information. The objective is to find and identify changes that have taken place over an accounting period (Plewa & Friedlob, 1995). The difference in dollar...
Insurance companies often face a number of challenges when processing claims, as clients would want to obtain money fraudulently even when the risk insured against does not occur. The representative of any insurance company has to be careful when handling claims since he or she might end up processing claims...
Nay, an American national of Hungarian origin, once had a chance to settle in Chicago. Due to the economic instabilities in the 1930s, he lost several jobs but finally settled in a brokerage firm. After working two years for Ryan-Nicholas & Company, he became the organization’s president. This earned him...
Introduction Decision making is an integral element of organizational processes, and plays an important role in facilitating the effective execution business functions within an organization. A recent trend in the organizational structure is the continued reliance on the use of Information Technology in the effective undertaking of the organizational activities....
Lehman Brothers was a financial company involved in investment and other areas and was considered one of the world largest companies specialized in this type of business. However, in 2008 the company declared bankruptcy and had to finish its existence; the primary reasons for the failure include the hiding of...
Ghandour, Benwell and Deans in their journal article highlight on the effectiveness of performance measurement of e-commerce strategies by businesses (2011). They note a lack of an appropriate measurement model that will assist owners of the business judge the effectiveness of their websites. They highlight that mainly financial measures and...
A prospect model in relation to prospect theory is important in making of decisions especially those involving risks. The prospect model was developed in the year 1979 as part of a solution to various contradictions and shortfalls that were largely defined in the utility theory in specific situations. According to...
Introduction As a result of global trade, taxes have turned out to be a key issue of concern. Founded upon the overwhelming latent for double taxation, being taxed two times on the same revenue from two distinct states without respite from either state and the ever-growing latent for tax evasion,...
Introduction According to Dyche (34), customer relationship management (CRM) has become a core component in the strategic management of firms. CRM enables firms to be effective in interacting with their customers and suppliers. CRM entails using Information Technology to synchronize, automate and organize different business processes. Some of the business...
Introduction Many organizations have developed expansive IT departments in recent years as a direct result of rapid changes in information technology. There have been revolutionary changes in the way corporations, businesses, and people communicate because of the IT revolution. IT departments can no longer be in the background as support...
Introduction Discounting rate is rate of the investors expected return for their finances. A company can get its finance from two sources; debt and equity. Debt financing is the finance that is borrowed from parties’ other than the owners of the business (Forrest A.G., 1990). Equity finance is the capital...
Lean manufacturing implies changing the approach to operations within a certain enterprise for enhancing their effectiveness by eliminating the common processing errors. This paper will outline a 5S project for tackling the waiting and transportation wastes in the chosen factory regarding the first 3 S’s (sorting, setting in order and...
The issue of disclosing personal information collected by mobile phone companies is one of important dilemmas in modern ICT ethics. The solution of this problem depends upon the purposes of the information disclosure, the parties to which the information is disclosed and the clients’ consent for it. The information collected...
Career Objective To be a professional lecturer in languages and literature Personal Information Name: Mona Hussein Sabir Cell Phone: E-mail: Address: DOB: dd-mm-1980 Nationality: Saudi Languages: English, Arabic Marital Status: Married Education 2006-2008 King Abdul Aziz University – Masters Degree in Linguistics (European Languages Department, Arts & Humanities Faculty) GPA: My GPA...
Pacific Coast Bank 111 Front Street, Dana Point, CA 92136 “The Financial Heart of South Orange County” INTEROFFICE EMAIL From Nancy Brock, March 1st, 2011 TO: Pacific Coast Bank Vice Presidents and Divisional Managers SUBJECT: Attendance of members to an upcoming bank We would like to bring to your attention...
Advantages of Adoption of International Accounting Standards A good number of countries around the world have already assumed the international accounting standards and others have well-stipulated plans aimed at aiding the concerned countries in adopting these standards. Many advantages are accrued by adopting these standards. For instance, the country’s multinational...
The Structure of the International Financial Reporting Standards Foundation The international financial reporting standards foundation is a big and independent organization, which is not profit-oriented and works in the interest of the public. The main objectives of the foundation are to develop comprehendible, enforceable, and worldwide standards in international reporting...
Introduction IFRS (International Financial Reporting Standards) is a set of commands and instructions, developed by IASB (International Accounting Standards Board), to govern and offer guidelines to the accounting profession. Though different countries have their own set of accounting rules and standards, an increasing number are adopting International Financial Reporting Standards...
Introduction Multinational companies often face various ethical dilemmas, which depend on the core business values and a set of rules that enforce equity. For instance, should business firms consider international employees as equal business entities or people of different ethical statuses? Arguably, there is a huge predicament associated with the...
In today’s world, disputes are inevitable. That is why the process of resolving disputes between two or more contending parties is essential. Recently, a method of resolving disputes, known as alternative dispute resolution (ADR) has gained notoriety due to the perception by the public that it is less expensive, more...
The world is changing rapidly; the population is growing with each passing second and to ensure the safety of the people the government has to take suitable measures. Traffic rules have to be followed no matter what the same ensuring the safety of the other people. There are various ways...
Introduction The challenges of global sustainability are many and difficult to solve due to the geographical location of various parts of the world, policies, cultures, and other related aspects. However, globalization has enabled the unprecedented connection of distant places making the world one global village. The increasing global interconnectedness has...
Leader Motivation An engaged, motivated, and responsive workforce is more productive than unmotivated employees. When personnel is inspired, they are likely to work harder to attain company goals. The motivational style depends on the work environment and what a leader needs to achieve. The management uses different strategies to motivate...
Research Question What are the current trends that e-business sets, and how do these trends affect the global market? Thesis Statement E-business radically shapes the market and influences offline businesses by setting such trends as quality orientation, AI and technology implementation, optimization and personalization of customer experience, integration with social...
A manager is a person who primarily executes the managerial duties of a company or an institution. This person has the mandate to hire, fire, monitor attendance of assignments, and appraise workers based on their performance. On the other hand, good management can handle and organize people and tasks to...
Introduction Charismatic leadership is a method of inspiring and encouraging certain behaviors in followers through persuasion and effective communication. Charismatic leaders are committed to their cause and employ charisma to solve complex coordination challenges demanding collective action from group members (Grabo et al., 2017). Moreover, charismatic leaders rely on the...
Similarities Both Tannebaum-Schmidt Continuum and Fiedler’s theory discuss how well a leader can manage an organization in different situations using diverse leadership styles. They both agree that there is no one particular way a team can be led; many other options can be used for effective leadership in an organization...
Introduction The human race has improved the way of day-to-day handling activities with the ever-changing technological advancements. People continued to abandon the common and simple tools and equipment and replaced them with technologically advanced gadgets which make work more manageable and are faster and effective. Devices such as refrigerators and...
Executive Summary The implementation of USMCA has been critical in enhancing and regional cooperation among the US, Canada, and Mexico. The overarching aim of the renegotiation of the NAFTA and the implementation of USMCA include the need to protect workers’ fundamental rights in the respective member states, protecting intellectual property...
Introduction The management of teams and groups is an ability of an organization or an individual to coordinate and administer people to perform tasks. Managing members working for a common goal includes communication, teamwork, performance appraisals, and setting objectives. Proper running of groups involves identifying problems and resolving them within...
The current study employs a quantitative design to explore the relationship between demand and supply in the Hawaii housing market. The independent value is housing supply, and specifically, the number of residential units constructed annually between 1993 and 2015 and annual commercial building permit value between 2002 and 2013. The...
The authors of the article “A Framework for Supply Chain Performance Measurement” argue that skillful supply chain management allows the company to quickly and efficiently meet the needs of its customers. Currently, the SCM concept is one of the most effective ways to increase profits and market share and is...
This paper primarily targets to analyze an article devoted to the concept of Open Book management. Since the beginning of the century, this idea has been implemented in the management of enterprises all over the world. Within the complexity of the modern market, it is necessary to recognize the competitive...
When studying the nature and dynamics of the social movement, it is essential to investigate the division of society into classes more in-depth. Doing so provides the researchers with a clear understanding of how exactly social movements and revolutions occur and what triggers their advancement. The American economic class system...
Aeroflot is Russia’s biggest airline and can be considered the country’s official carrier. Furthermore, it is one of the oldest airlines still operating. During the last decade, the airline progressed significantly and in two thousand eighteen took twenty-third place among the world’s best airlines comparatively to eighty-fifth place in two...
The theory proposed by the American psychologist David McClelland is a useful tool allowing managers to construct an appropriate work environment while considering the needs of employees at all levels. The principal application of the theory to this task is demonstrated by the development of varying reward strategies. According to...
Walgreen is regarded to be the second largest pharmacy store chain in the U.S. Research was conducted and was used to build the following SWOT analysis table: Strengths: It has several retails chain stores all over the U.S., thus increasing market penetration. It deals with a diverse product portfolio. Pharmaceuticals...
In this day and age, the Internet has become an essential part of the economic activities of global companies. It significantly changed the style of conducting business, advertising, and providing new opportunities and unique technologies for the development of firms. The Internet has its own laws, capabilities, features, as well...
Ritz-Carlton Hotel Company, L.L.C., is an American company that manages the international luxury hotel chain Ritz-Carlton. The company is also a subsidiary of Marriott International, Inc. According to the 2019 Annual Report, the Ritz-Carlton chain has 108 hotels and 28,300 in 30 countries (6). The first hotel was opened in...
Following the outbreak of coronavirus and the introduction of social distancing, the number of online purchasing and internet operations has dramatically increased. The US International online markets such as Amazon and eBay and technical service providers like Facebook and Google have widened their range of influence and have reached financial...
Introduction A highly praised by outside observers and most respected company in the US shocked many when it went under. This essay will give a description of the downfall of the company from a utilitarian approach. Enron Collapse Enron was closely managed in such a manner that one could not...
Organizational change describes the process of transformation within an organization that is seen to occur at any level of it operations or departments that may take place in any given area (Kouzes and Bulker, 2007). It is a concept that challenges nurses to “become comfortable with chaos and disequilibrium and...
Introduction Supply chain management is the control of material supplies to a company and finally to the end customer of manufactured products. It takes the form of forwarding logistics, reverses logistics, inward logistics, and outwards logistics. The main goal of supply chain management is to develop a good relationship across...
Riskiness of companies based on the nature of their industry BHP Billiton and Rio Tinto are players in the Materials industry- a cyclical natured industry, which gets variation in sales by fluctuations in economic cycle. Not only this, but the input prices are also subjected to variability which in turn...
Facts Peggy had been a chain smoker of tobacco. It is this issue and the death of her father from lung cancer that made her join the Norwood tobacco program to try and stop the habit. Peggy has spent a huge amount of money on nicotine patches and other non-prescription...
Abstract The advent of the internet and the World Wide Web has brought down an era in which computer-based technologies have a minor or major role in almost all aspects of society, business and industry. The competitive environment of business and corporations have seen the most drastic changes like eCommerce,...
The development of the internet has taken communications and trade beyond the scope of time and distance. With the advent of the internet and massive computing systems that are increasingly becoming smaller on a physical scale, the world is continually proportionately shrinking in sociological terms and becoming economically interdependent. Officially,...
LRH Manufacturing has implemented Sarbanes-Oxley Act (SOX) under the new rules under Section 404 implemented by the U.S. Securities and Exchange Commission. According to section 404 of SOX, LRH is required to ensure that the company’s financials are reported accurately. SOX has created a new set of standards for companies...
Types of Information Collected The professional context here is that of Performance Assessment and Monitoring in Transcomm SA, an outsourced customer service provider. More familiarly known as a call center, Transcomm is only about a decade old but it leveraged the special opportunity in its service horizontal: a fairly small...
A recent report indicates that Lululemon had a strong start to the current year before Coronavirus forced its stores in the US and Europe to close in March 2020. The uncertainty about the retail industry, including Lululemon will be carefully watched by investors in the months ahead (Kapner, 2020). The...
The logistics and supply chain management program that is discussed within the framework of the current paper focused on several crucial concepts that cannot be ignored by modern logistics specialists such as sourcing, planning, managing and communication, transportation, and warehousing. The most important part of the program was that it...
Starbucks is the largest coffeehouse chain that originates from Seattle. Nowadays, the company has over 30,000 stores in 80 markets across the globe that employ over 300,000 people (“Starbucks company profile,” n.d.). Starbucks prides itself on the quality of its product, the attitude towards its customers, and the welcoming atmosphere...
Goals are desired results which a person plans to achieve. A famous quote by Elbert Hubbard states that “many people fail in life, not for lack of ability or brains or even courage, but simply because they have not organized their energies around a goal”. According to the YouTube video...
Compliance with business ethics and the endeavor to ensure that customers’ needs are met properly are two foundational principles of running a business, on which a company’s reputation and popularity hinges. Therefore, when seeking collaboration opportunities, organizations must be especially cautious since the choice of a partner may lead to...
Business decisions and actions have significant impacts on society and can cause collateral damage if they remain unchecked. Many organizations focus on financial concerns, exercising an individualistic ethic of selfish gain (Kang & Namkung, 2018, p. 1140). A growing body of literature purports that business effectiveness calls for a more...
Business negotiations are an extremely challenging and serious process that usually has a great influence on companies’ future. International negotiations, though, are even more difficult since not only politeness, sincerity, and ability to express one’s thoughts and adapt to the situation but also awareness of the other party’s cultural features...
Introduction Communication refers to the conveyance of information and its meaning from the source to the recipient. The ideal process occurs when both parties interpret the message and understand it from a similar perspective. In headship, communication is often used to influence others to perform a specific task. As such,...
The brewery market is highly competitive and implies significant regulations to follow. Businesses should be ready to operate in this environment to generate some benefits. However, the industry’s expected rise and a solid consumer base demonstrate that the market also has significant opportunities that can result in business development. Bradly...
Social media is swiftly becoming a critical business tool because it offers numerous benefits to companies, enabling them to connect and meaningfully interact with their customers and gain the attention of their target audience. Studies indicate that the use of online resources allows firms to gain exposure, influence buyer decisions,...
Marketing is an activity that directly influences the public perception of the company and its image. Therefore, besides increasing sales, marketers should be concerned with whether or not their decision will adversely affect the company’s image. When these professionals decide to use dishonesty to mislead consumers, the company’s reputation may...
NIO Company Information NIO is a successful manufacturer and designer of electric cars based in Shanghai, China. William Lee founded the Company in 2014 to enter and compete in the international electric vehicle (EV) market. The business has hired over two thousand specialists and six thousand employees in thirteen countries...
Taking on a leadership role in any project or teamwork certainly gives me a sense of fulfillment and purpose in life. As someone who is naturally driven and ingenious, I was often selected as the leader in group scenarios. One of the notable examples of my leadership experience is when...
Introduction Since the second half of the twentieth century, Japan has been able to evolve from a developing country into one of the world’s wealthiest developed economies (Fitzgerald and Rui, 2016). A large role in this evolution has been played by Japanese multinational enterprises (MNEs), which contributed to the growth...
Implementation of expansionary fiscal policy can have both positive and negative consequences for the economy. It can be an effective tool in reducing the unemployment rate and boosting business investment. However, it is also associated with certain macroeconomic risks, most notably inflation. The correlation of inflation and unemployment rates is...
Introduction Product in the marketing mix refers to the physical goods or services offered by a business. The organization provides high-quality hair salon and makeup services. Price is another element in the marketing mix that produces revenue for the business. The organization invests in service standards and not the number...
Walmart is one of the most successful retail chains across the globe. Despite its apparent success, the practices it implemented in order to keep the costs of operation down are now starting to catch up with the revenue, as the company struggles to increase its profitability (Page, 2020). However bright...
Introduction In search of profit maximization and expenditure cuts, many multinational corporations outsource their operations to third-world countries. This outsourcing contributes to global stratification significantly because companies exploit the unfavorable working conditions and low salaries in other states for the benefit of their own. This paper will analyze the issue...
Application of HRM Practices in a Work Environment (P7) One of the key practices in human resource management is employee training and development. This management tool ensures the worker is properly trained and has the necessary skills in order to perform to the top of his or her capacity. For...
Introduction For calm and painless changes, I would establish specific measures for the organization’s highest efficiency. I would use a model consisting of three steps: defrosting, changing, and freezing. In other words, it is crucial to create a friendly atmosphere before changing anything and make sure that the changes are...
Introduction Every day a huge amount of information surrounds us, and sometimes it is difficult to select what is necessary from all this flow. Of all the information received during the day, most require verification or clarification, which means it may turn out to be false. Filtering the incoming data...
A group of people involved in everyday activity and connected by the same goal might be called a team. Therefore, the team assessment, according to the five dysfunctions introduced and discussed by Lencioni (2006), might be applied to any situation involving such a group. In my life, I am interacting...
The development of foreign markets opens opportunities to increase revenues, profits, and long-term growth. This option is especially attractive in cases when the country’s domestic market is already saturated. In the context of international competition in different industries, each enterprise should form its global strategies for a more efficient production...
The modern world can be viewed as an extremely globalized one because of the evolution of different means of transport and the development of technologies that provide multiple opportunities for improved cooperation. The given factor becomes the major determinants of the majority of processes that are important for the evolution...
The Fyre Festival was a musical event organized by Billy McFarland and set to take place in the spring of 2017. The organizers canceled it after the attendants had arrived due to critical failures in areas such as food and shelter. Those involved in promoting or organizing the festival faced...
Introduction The field of digital technologies has developed significantly, and high consumer demand in this industry determines the need to maintain competent and sustainable supply chains. As an example, the Intel Corporation will be considered based on its logistics strategy and principles of interaction with the target audience. The ingredient...
Introduction COVID-19 is one of the commonly discussed themes in today’s society. Its impact on social, economic, and business aspects remains crucial because millions of people have to adjust to living conditions, apply new strategies, and follow recent changes in health care and commerce. At this moment, about six million...
While cooking at home might be viewed as a healthy and affordable way to have a meal, eating out is still a significant part of people’s daily lives. Around the world, human beings visit restaurants to meet with friends or a date, have a party, or simply enjoy delicious cuisine....
Email Dear ladies and gentlemen, The current email is written to introduce a new technological solution for the business problem. Our company specializes in the manufacturing of such products for smartphones as headphones, portable batteries, and wires. However, in recent times there has been a recession in sales. A possible...
Company Introduction GraphiColor is a small, family-owned business that provides printing services. It is located in Brooklyn, NY, and has served the local community for 30 years. Despite its low customer reach, it is known for quality and stability and stays a number one choice for most customers who are...
Opening The selected product for this discussion is yogurt. Many companies in the dairy and food sectors manufacture and market it to different customers. Most of the firms consider the importance of presenting various flavors to meet the changing demands of different consumers, such as vanilla, pineapple, and strawberry. The...
In the present day, the business environment may be regarded as complex, dynamic, and continually developing. In order to retain sustainable competitive advantages and regain business growth, the majority of companies require appropriate strategic planning. In fact, the systems of formal strategic planning are immeasurably important for all industries. Technology-based...
Nike is one of the leading producers of sports footwear in the world. Apart from sports footwear, it offers a broad range of athletic apparel and footwear in general. Throughout recent years, Nike has had an undisputed dominant position in the American athletic footwear market, with Under Armour being a...
Television has been a major part of most people’s lives in the 20-21st century, and its use has been a staple of modern life. Few can imagine their household without a television, and the invention of smart TVs has only expanded the scope of its possible application. Speaking from an...
The development of Oversea-Chinese Banking Corporation (OCBC) represents a long way from working with small sellers to become one of the the most influential financial services groups in Asia. The critical element in this success story is allotted to the skill of selecting and grooming human capital, the view on...
The company’s target market will consist of major international corporations and government organizations. Organizing conferences, meetings, and other large-scale professional and business events will be the company’s primary focus. Events of that type are used to raise morale, reinforce team cohesion, establish useful relationships inside and outside the organization, and...
Industry Overview E-commerce (electronic commerce) is defined as transactions, be it buying or selling, being made through the Internet. It involves the sale of goods and services, the exchange of data, and the transfer of funds. Some of the most influential e-commerce players in the world are the US-based Amazon,...
The modern global economy urges organizations to redefine both managers’ and workers’ roles in overcoming the old hierarchical model of the industrial age. The ability to create a dynamic structure where the core consists of empowered teams which include the managers is crucial to surviving the epochal changes and holding...
In any workplace, employee motivation plays a great role in the overall effectiveness of an organization and productivity of every team member. For those who work for an Alabama Department of Mental Health Agency, motivation also serves as the basis for understanding employees’ needs and desires. From the point of...
Introduction The smartphone industry is one of the most rapidly developing fields, and this fact inevitably leads to the emergence of conflicts between prominent companies. Hence, the case of Samsung and Apple negotiating about the legitimacy of their actions is no exception to the rule. The mentioned enterprises were actively...
Managing the workforce is a challenging task. The supervisor has to account for all sorts of employee difficulties and react with disciplinary actions accordingly. However, constant penalties do not boost performance most of the time. Motivation is a crucial aspect of success in any company, and it is the managers’...
Amusement Parks Amusement parks are an essential part of the entertainment industry in the modern world. They are beneficial for their owners from the economic perspective as it makes a financial profit. What is more, it is advantageous from the social point of view because it is an affordable way...
